ODSP Payday Loans Online Same Day

Living on ODSP and want to borrow extra? No worries! Apply for online payday loans and get same day approval at Whizz!

  • *Whizz is an independent comparison website, not a lender or a broker.
  • *Applying won't affect your credit score.
  • *All loans are subject to creditworthiness and affordability checks.
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Save thousands of dollars with our Fixed and Lowest ever interest rate loans.

Why a large number of people choose Whizz? Because we brightening their rainy days since 2017. We made online borrowing simpler, faster, and more affordable.

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Successful Approved Loans.
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Applications Processed Daily!

Why choose "Whizz"?

Need urgent money? Don't worry! Apply online and get fast approval*.

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Borrow $100 to $5k

You are free to borrow as min $100 to max $5000 with long repayments terms.

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Secure application

Use our modern age secured application process to ensure you get funds securely and quickly.

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Instant cash access

Want to quickly access your credit? We approve your small loan online within few minutes.

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Dedicated support

Our loan specialists are always ready to help you throughout the whole process until you get approval.

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Did you know?

In July 2023, the Canadian government increased the ODSP rates by 6.5%. Find out more information here.

Can I get a payday loan on ODSP income?

Yes, you can apply for a payday loan even if you receive benefits from the Ontario Disability Support Program (ODSP) recipient. Unlike traditional bank loans, where you need to show income from regular employment, payday lenders accept all types of income.

They accept your ODSP income as a valid source of income to approve your payday loan application and may fund you same day. Obtaining such loans is more accessible, particularly for people with bad credit, no credit or receiving payments from other sources such as disability benefits like AISH.

Why choose Whizz for ODSP loans online?

At Whizz, we offer same-day payday loans for ODSP recipients in Ontario, Canada. No matter your employment status, if you receive ODSP payment and want to borrow extra money, we can help you!

Some benefits that you can get by choosing us for your ODSP payday loans are:

  • Easy: Apply online, and we will match you with the best payday lenders that accept ODSP income.
  • Quick: Get loan approval and money in minutes.
  • Convenient: We're 100% online, and you don't need to leave your home for a loan application. Our process is paperless and faxless.
  • Accessible by all: Banks and other traditional financial institutions accept income from regular employment for loan approval. At Whizz, we have lenders that accept all types of income, such as ODSP, CPP, EI, and other government benefits. So don't worry! We have options for all.
  • E-Transfer: Everyone wants money as quickly as possible, right? That's why our e-Transfer payday loans in Canada for ODSP get money in 2-5 minutes to cover their financial emergencies on time.
  • 24/7 available: We're open 24 hours a day, 7 days a week; even you can apply for an ODSP payday loan on weekends (Saturday and Sunday) and public holidays.
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Frequently Asked Questions About ODSP Payday Loans

What are the requirements to qualify for an online payday loan for ODSP?

The essential eligibility criteria to apply for ODSP payday loans are:

  • Be 18+ years old.
  • Have a regular income from employment or government benefits such as ODSP.
  • Have a Canadian bank account with Interac e-Transfer® facility.
  • Hold citizenship of Canada or permanent resident.
  • Must have the ability to afford the repayments of the loan.

How much can I borrow?

The maximum amount you can borrow with ODSP payday loans online same day at Whizz is $1,500. Always try to borrow a loan amount that you can quickly repay without indulging yourself in more financial difficulties.

Do payday loans accept disability in Canada?

Payday loans are short-term and high-interest loans offered at lenient and flexible terms. You can quickly get approval if you meet the eligibility criteria and have a stable income source, including income from disability benefits.

Can I get ODSP loans for bad credit?

You can get instant ODSP loans even with a bad credit score. Bad credit doesn't mean you are ineligible to get a loan. Usually, payday loans are easier for borrowers with bad credit to qualify, but the interest rates are higher. Plus, it accepts non-employment income sources such as disability benefits, including ODSP payments.

Is it possible to get ODSP payday loans with no credit check?

You can apply for payday loans with no credit check by showing your ODSP income. Usually, payday lenders focus more on the applicant's ability to repay the loan. You must show them you have enough ODSP income to repay the loan on time.

What can I use my ODSP payday loan for?

Once you receive your funds, the money is yours, and you can spend it as you wish. There are no usage restrictions regarding your loan amount spending. However, we recommend you use the amount for financial emergencies.

Ready to get started?

Get Funded Now

Apply online, get instant decision, and if approved, access up to $1,500 or more.